New figures released by the Motor Insurers’ Bureau (MIB) have revealed that the number of 17 – 20-year-olds estimated to be driving without insurance has decreased by half over the last three years.
In 2008, based on claims submitted to the MIB, it was estimated the same age group of 17 – 20-year-olds made up about a quarter of a million of uninsured motorists, compared to half that amount at present.
The overall number of uninsured motorists on UK roads has significantly declined and can be attributed to on-road policing and the introduction of the Continuous Insurance Enforcement law. The scheme was introduced last year and tackles vehicle keepers with no insurance in place by cross-checking the DVLA database with the Motor Insurance Database.
Anyone who appears to have no insurance will receive a warning letter, followed by a series of escalating penalties. There are currently estimated to be a total 1.2 million uninsured motorists on our roads, of which one in ten are young drivers.